The Raging Storm – Money

Today I woke up feeling relatively depressed. I received a 6:15 a.m. text saying that a check I wrote bounced. Not good! I tried applying for a transcription job  that could be as few or as many hours a week. Didn’t get it. Geez, will anything go right today?

Some Recent History

My husband has been receiving Social Security Disability Insurance (SSDI) for many years now. As the man of the house, he really wanted to go back to work. His drive is to provide for his family. He went back to his passion, teaching. Only to find out that he physically and mentally couldn’t maintain the demand.

Though working at a Christian school, he made just a little bit too much money to still receive his SSDI. We knew this was a possibility, but didn’t realize that he would not be able to keep the job. We submitted paperwork to SSDI stating his resignation.

As of May 1, Don’s SSDI disbursement was cancelled (He stopped working back in November.) This was devastating as I am also a Christian school teacher. Our budget since Don stopped teaching was already $400 in the hole.

What’s happening now.

Well, fortunately, SSDI has agreed to consider reinstating Don’s benefits since he is no longer working. We have filled out many forms in hopes that he will regain his benefits permanently.

But, it doesn’t fix the financial situation we are in now. Almost $600 in bank fees, our auto insurance is past due, a bounced check, and in need of medications for Don; the situation looks bleak.

What do we do?

Only God has the answer. I trust in that, but it doesn’t make it easier as each day passes. This has been the longest 2-week pay period in my life and it’s not over yet.

I contacted the company that owns my student loans hoping for some reprieve. My current balance is almost $22,500 and the required payment is $440 per month. Ouch! I applied for a forbearance until November.

Thank the Lord, they granted the forbearance until November.

The encouragement that helps me through all this is:

Have I not commanded you? Be Strong and Courageous! Do not tremble or be dismayed, for the Lord your God is with you wherever you go.” – Joshua 1:9

Outlook

We will get through all of this in God’s timing. He has proved it time and time again. I recently pulled out a journal book to take notes in when I go to church. I didn’t realize that in the front were many journal entries from when my kids where younger.

In the front were entries I called “Lukas Moments”. These moments were words of wisdom sent from God through my son. At the young age of nine, Lukas made a clear statement:

While waiting for his sister to be done with her ice skating lessons, he came up to me and said he needed five things: 1) clothes, 2) life, 3) God, 4) to get outta here, 5) food. All of these things are necessities of life, especially God as he provides all those other things.

Wise words from my 9-year-old son.

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